July Whole EBS Programs

Wednesday 30th July 2025 Native 211

ํ•˜๋Š˜์„ ๋‚˜๋Š” ๋‹ฅํ„ฐ ๊ณ ์•„์› ์งฑ 2025. 7. 31. 10:04

๋‘์–ผ๊ตด์˜ ๊ทธ ๋…€...๋„ˆ๋ฌด๋†€๋žŒ์— ๋” ์‹ซ์–ด์ง€๋Š”๋ฐ...์–ด์ฉŒ์ง€..https://youtube.com/shorts/rbBoNWL5NqQ?feature=share

https://youtu.be/siKXQsHJ7N8

07.30 — Cosmetic Surgery ์„ฑํ˜•์— ๋Œ€ํ•œ ์ธ์‹

07.30 — A Day at the Amusement Park: Part 5 ๋†€์ด๊ณต์›์—์„œ์˜ ํ•˜๋ฃจ: 5๋ถ€

07.30 — I need something cold. ์ฐจ๊ฐ€์šด ๊ฒŒ ํ•„์š”ํ•ด์š”.

07.30 — More Travelers Use Buy Now, Pay Later to Finance Vacations ํœด๊ฐ€๋น„๋ฅผ ‘์„  ๊ตฌ๋งค, ํ›„ ์ง€๋ถˆ’๋กœ ์ด์šฉํ•˜๋Š” ์—ฌํ–‰๊ฐ ๋Š˜์–ด

 

 

์ž…ํŠธ์˜ 25.07.30 — Cosmetic Surgery ์„ฑํ˜•์— ๋Œ€ํ•œ ์ธ์‹

Among different types of cosmetic surgery, I fully understand how procedures like ptosis correction might be necessary due to aging.

๋‹ค์–‘ํ•œ ์„ฑํ˜• ์ˆ˜์ˆ  ์ค‘์—, ๋…ธํ™”๋กœ ์ธํ•œ ์•ˆ๊ฒ€ ํ•˜์ˆ˜ ๊ต์ •๊ณผ ๊ฐ™์€ ์‹œ์ˆ ์€ ๊ทธ ๋ถˆ๊ฐ€ํ”ผ์„ฑ์— ์ถฉ๋ถ„ํžˆ ์ดํ•ด๊ฐ€ ๊ฐ„๋‹ค.

โ€‹

* among different types of : ๋‹ค์–‘ํ•œ ~ ์ค‘์—

* fully understand : ์ถฉ๋ถ„ํžˆ ์ดํ•ดํ•˜๋‹ค

* due to aging : ๋…ธํ™”๋กœ ์ธํ•ด

โ€‹

What concerns me personally is cosmetic surgery done purely for aesthetic reasons.

๊ทธ๋Ÿฌ๋‚˜ ๊ฐœ์ธ์ ์œผ๋กœ ์—ผ๋ ค๊ฐ€ ๋˜๋Š” ๊ฒƒ์€ ์˜ค๋กœ์ง€ ๋ฏธ์šฉ ๋ชฉ์ ์œผ๋กœ ํ•˜๋Š” ์„ฑํ˜• ์ˆ˜์ˆ ์ด๋‹ค.

โ€‹

* concern someone personally : ๊ฐœ์ธ์ ์œผ๋กœ ~์—๊ฒŒ ์—ผ๋ ค๋ฅผ ๋ผ์น˜๋‹ค

* purely for aesthetic reasons : ์˜ค๋กœ์ง€ ๋ฏธ์šฉ ๋ชฉ์ ์œผ๋กœ

โ€‹

For some reason, Korea seems to be particularly obsessed with appearance.

์™ ์ง€ ํ•œ๊ตญ์ด๋ž€ ๋‚˜๋ผ๋Š” ์œ ๋‚œํžˆ๋„ ์™ธ๋ชจ ์ง€์ƒ์ฃผ์˜๊ฐ€ ๋งŒ์—ฐํ•œ ๋“ฏํ•˜๋‹ค.

โ€‹

* for some reason : ์™ ์ง€

* obsessed with appearance : ์™ธ๋ชจ์— ์ง‘์ฐฉํ•˜๋Š”

โ€‹

Media outlets strongly promote plastic surgery, and it feels like our society as a whole actively encourages it.

์˜จ๊ฐ– ๋งค์ฒด์—์„œ๋„ ์„ฑํ˜•์„ ํ•œ๊ป ๋ถ€์ถ”๊ธฐ๋Š” ๋“ฑ ์„ฑํ˜•์„ ์ ๊ทน์ ์œผ๋กœ ๊ถŒํ•˜๋Š” ์‚ฌํšŒ๊ฐ€ ๋˜์–ด ๋ฒ„๋ ธ๋‹ค๋Š” ๋А๋‚Œ์ด ๋“ ๋‹ค.

โ€‹

* strongly promote : ํ•œ๊ป ๋ถ€์ถ”๊ธฐ๋‹ค

* society as a whole : ์‚ฌํšŒ ์ „๋ฐ˜

โ€‹

I believe our society urgently needs to change its attitude and respect each individual's natural appearance.

์šฐ๋ฆฌ ์‚ฌํšŒ๊ฐ€ ๊ฐœ๊ฐœ์ธ์˜ ์ž์—ฐ์Šค๋Ÿฌ์šด ์™ธ๋ชจ๋ฅผ ์กด์ค‘ํ•˜๋Š” ์‹์œผ๋กœ ์‚ฌํšŒ ์ „๋ฐ˜์˜ ์ธ์‹ ๊ฐœ์„ ์ด ์‹œ๊ธ‰ํ•˜๋‹ค๋Š” ์ƒ๊ฐ์ด ๋“ ๋‹ค.

โ€‹

* change one's attitude : ํƒœ๋„[์ธ์‹]๋ฅผ ๋ฐ”๊พธ๋‹ค

* natural appearance : ๊ณ ์œ ํ•œ ์ž์—ฐ์Šค๋Ÿฌ์šด ์™ธ๋ชจ

โ€‹

I also hope that the media will not just highlight the benefits of cosmetic surgery but also honestly address the possible downsides that come with surgically altered appearances.

์•„์šธ๋Ÿฌ ์—ฌ๋Ÿฌ ๋งค์ฒด์—์„œ๋„ ์„ฑํ˜•์˜ ์žฅ์ ๋งŒ์„ ๋ถ€๊ฐํ•˜์ง€ ๋ง๊ณ , ์„ฑํ˜•ํ•œ ์™ธ๋ชจ๊ฐ€ ๊ฐ€์ ธ์˜ฌ ์ˆ˜ ์žˆ๋Š” ์ž ์žฌ์  ๋‹จ์ ์— ๋Œ€ํ•ด์„œ๋„ ๊ฐ€๊ฐ ์—†์ด ๋‹ค๋ฃจ์–ด ์ฃผ์—ˆ์œผ๋ฉด ํ•˜๋Š” ๋ฐ”๋žŒ์ด๋‹ค.

โ€‹

* highlight the benefits of : ~์˜ ์žฅ์ ์„ ๋ถ€๊ฐํ•˜๋‹ค

* the possible downsides : ์ž ์žฌ์  ๋‹จ์ 

* surgically altered appearance : ์„ฑํ˜•ํ•œ ์™ธ๋ชจ

โ€‹

โ€‹Dialogue Practice

A : Don't you think our country has a high rate of cosmetic surgery?

์šฐ๋ฆฌ๋‚˜๋ผ๊ฐ€ ์„ฑํ˜•์„ ๋งŽ์ด ํ•˜๋Š” ํŽธ์ธ ๊ฒƒ ๊ฐ™์ฃ ?

โ€‹

* have a high rate of : ~์ด ํ”ํ•˜๋‹ค

โ€‹

B : Yeah, it does feel that way.

๋„ค, ๊ทธ๋Ÿฐ ๋А๋‚Œ์ด ๋“ค์–ด์š”.

โ€‹

A : I lived in Australia for a while, and I hardly saw any people who had work done.

์ €๋Š” ํ˜ธ์ฃผ์—์„œ ํ•œ๋™์•ˆ ์ƒํ™œ์„ ํ–ˆ๋Š”๋ฐ, ์„ฑํ˜•์„ ํ–ˆ๋‹ค๋Š” ์‚ฌ๋žŒ์„ ๊ฑฐ์˜ ๋ชป ๋ดค์–ด์š”.

โ€‹

* hardly see any : ~์„ ๊ฑฐ์˜ ๋ณด์ง€ ๋ชปํ•˜๋‹ค

* have work done : ์„ฑํ˜• ์ˆ˜์ˆ ์„ ๋ฐ›๋‹ค

โ€‹

B : I think Asian countries are a bit different in that regard.

๊ทธ ์ ์— ์žˆ์–ด์„œ ์•„์‹œ์•„ ๊ตญ๊ฐ€๋“ค์€ ์กฐ๊ธˆ ๋‹ค๋ฅธ ๋“ฏํ•ด์š”.

โ€‹

* in that regard : ๊ทธ๋Ÿฐ ๋ฉด์—์„œ

โ€‹

A : Oh, really?

์•„, ๊ทธ๋ž˜์š”?

โ€‹

B : I travel to Vietnam often, and cosmetic surgery is just as common there as it is in Korea.

์ €๋Š” ๋ฒ ํŠธ๋‚จ์— ์—ฌํ–‰์„ ์ž์ฃผ ๊ฐ€๋Š”๋ฐ, ์„ฑํ˜•์ด ์šฐ๋ฆฌ๋‚˜๋ผ๋งŒํผ ๋ณดํŽธํ™”๋˜์–ด ์žˆ๋Š” ๋А๋‚Œ์ด์—์š”.

โ€‹

* be just as common : ๋งˆ์ฐฌ๊ฐ€์ง€๋กœ ํ”ํ•˜๋‹ค

โ€‹

Power English 25.07.30 — A Day at the Amusement Park: Part 5 ๋†€์ด๊ณต์›์—์„œ์˜ ํ•˜๋ฃจ: 5๋ถ€

Agnes : Let's end with one last rollercoaster. The Black Mamba!

๋งˆ์ง€๋ง‰์œผ๋กœ ๋กค๋Ÿฌ์ฝ”์Šคํ„ฐ ํ•œ ๋ฒˆ ํƒ€๊ณ  ๋๋‚ด์ž. ๋ธ”๋ž™ ๋ง˜๋ฐ”!

โ€‹

Abel : Are you sure you aren't going to chicken out?

๋„ˆ ์ง„์งœ ๊ฒ๋‚ด๊ณ  ๋„๋ง์น˜์ง€ ์•Š์„ ๊ฑฐ ํ™•์‹คํ•ด?

โ€‹

* chicken out : ๊ฒ์„ ๋จน๊ณ  ๊ฝ๋ฌด๋‹ˆ๋ฅผ ๋นผ๋‹ค

โ€‹

Agnes : No way! I'm braver than I was this morning. I rode the Viper with you, didn't I?

์ ˆ๋Œ€๋กœ! ๋‚œ ์˜ค๋Š˜ ์•„์นจ์˜ ๋‚˜๋ณด๋‹ค ๋” ์šฉ๊ฐํ•ด์กŒ์–ด. ๋„ˆ๋ž‘ ๊ฐ™์ด ๋ฐ”์ดํผ๋„ ํƒ”์ž–์•„, ์•ˆ ๊ทธ๋ž˜?

โ€‹

Abel : It's the oldest ride in the park and its frame is made of wood. It's a far cry from the Viper.

๊ทธ๊ฑด ์ด ๊ณต์›์—์„œ ๊ฐ€์žฅ ์˜ค๋ž˜๋œ ๋†€์ด๊ธฐ๊ตฌ์ด๊ณ  ๋ผˆ๋Œ€๊ฐ€ ๋‚˜๋ฌด๋กœ ๋˜์–ด ์žˆ์–ด. ๋ฐ”์ดํผ์™€๋Š” ์ „ํ˜€ ๋‹ฌ๋ผ.

โ€‹

* frame : ํ‹€, ๋ผˆ๋Œ€

* a far cry from something : ~์™€๋Š” ๊ฑฐ๋ฆฌ๊ฐ€ ๋จผ, ~์™€ ์ „ํ˜€ ๋‹ค๋ฅธ

โ€‹

Agnes : It kinda sounds scarier when you describe it that way.

๋„ค๊ฐ€ ๊ทธ๋ ‡๊ฒŒ ๋งํ•˜๋‹ˆ๊นŒ ์ข€ ๋” ๋ฌด์„œ์šด ๊ฒƒ ๊ฐ™๋„ค.

โ€‹

Abel : It'll be fine. It's a great way to wrap up the day - going on the oldest rollercoaster right at the end.

๊ดœ์ฐฎ์„ ๊ฑฐ์•ผ. ํ•˜๋ฃจ๋ฅผ ๋งˆ๋ฌด๋ฆฌํ•˜๊ธฐ์— ์•„์ฃผ ์ข‹์€ ๋ฐฉ๋ฒ•์ด์•ผ. ๋งจ ๋งˆ์ง€๋ง‰์— ๊ฐ€์žฅ ์˜ค๋ž˜๋œ ๋กค๋Ÿฌ์ฝ”์Šคํ„ฐ๋ฅผ ํƒ€๋Š” ๊ฑฐ์ง€.

โ€‹

* It's a great way to... : ๊ทธ๊ฑด ~ํ•˜๋Š” ์•„์ฃผ ์ข‹์€ ๋ฐฉ๋ฒ•์ด์•ผ

* wrap up : ๋งˆ๋ฌด๋ฆฌ ์ง“๋‹ค

โ€‹

โ€‹

 

Easy English 

25.07.30 — But there’s a fee. ํ•˜์ง€๋งŒ ์ˆ˜์ˆ˜๋ฃŒ๊ฐ€ ์žˆ๋”๋ผ.

Julie : Did you check if you can change your train ticket?

๊ธฐ์ฐจํ‘œ๋ฅผ ๋ฐ”๊ฟ€ ์ˆ˜ ์žˆ๋Š”์ง€ ์•Œ์•„๋ดค์–ด?

โ€‹

* check if : ํ˜น์‹œ ~์ธ์ง€ ์•„๋‹Œ์ง€ ํ™•์ธํ•ด ๋ณด๋‹ค

โ€‹

John : Yeah, but there's a fee.

์‘, ํ•˜์ง€๋งŒ ์ˆ˜์ˆ˜๋ฃŒ๊ฐ€ ์žˆ๋”๋ผ.

โ€‹

* fee : ์ˆ˜์ˆ˜๋ฃŒ, ์š”๊ธˆ

โ€‹

Julie : Oof. I feel terrible.

์–ดํœด, ์ •๋ง ๋งˆ์Œ์ด ๋ฌด๊ฒ๋„ค.

โ€‹

* feel terrible : ๋งˆ์Œ์ด ๋ฌด๊ฒ๊ฒŒ ๋А๋ผ๋‹ค, ์ฃ„์ฑ…๊ฐ/๋ฏธ์•ˆํ•จ์„ ๋А๋ผ๋‹ค

โ€‹

John : No, don't be. I could just push the whole trip to September.

์•„๋ƒ, ๊ทธ๋Ÿฌ์ง€ ๋งˆ. ๊ทธ๋ƒฅ ์—ฌํ–‰ ์ „์ฒด ์ผ์ •์„ 9์›”๋กœ ๋ฏธ๋ฃฐ ์ˆ˜๋„ ์žˆ์–ด.

โ€‹

* push ~ to : ~์„ ···์œผ๋กœ ๋ฏธ๋ฃจ๋‹ค/์˜ฎ๊ธฐ๋‹ค

* the whole trip : ์—ฌํ–‰ ์ „์ฒด ์ผ์ •

โ€‹

Julie : Really? That means a lot. Thank you so much!

์ •๋ง? ๊ทธ๋Ÿฌ๋ฉด ์ง„์งœ ๊ฐ๋™์ธ๋ฐ. ์ •๋ง ๊ณ ๋งˆ์›Œ!



 
 

Start English

25.07.30 — I need something cold. ์ฐจ๊ฐ€์šด ๊ฒŒ ํ•„์š”ํ•ด์š”.

A : I need something cold.

์ฐจ๊ฐ€์šด ๊ฒŒ ํ•„์š”ํ•ด.

โ€‹

B : Let's go get ice water.

์–ผ์Œ๋ฌผ์„ ์‚ฌ๋Ÿฌ ๊ฐ€์ž.

โ€‹

* Let's go get + ๋ช…์‚ฌ. : ~์„ ๋จน์œผ๋Ÿฌ/์‚ฌ๋Ÿฌ ๊ฐ€์š”.

โ€‹

A : Where?

์–ด๋””๋กœ?

โ€‹

B : There's a convenience store over there.

์ €๊ธฐ ํŽธ์˜์ ์ด ์žˆ์–ด.

โ€‹

 

๊ท€ํŠธ์˜ 25.07.30 — More Travelers Use Buy Now, Pay Later to Finance Vacations ํœด๊ฐ€๋น„๋ฅผ ‘์„  ๊ตฌ๋งค, ํ›„ ์ง€๋ถˆ’๋กœ ์ด์šฉํ•˜๋Š” ์—ฌํ–‰๊ฐ ๋Š˜์–ด

More travelers are using buy now pay later (BNPL) services to finance flights, hotels, and cruises through installment payments without interest or late fees.

์ด์ž๋‚˜ ์—ฐ์ฒด๋ฃŒ ๋ถ€๋‹ด ์—†์ด ์ผ์ • ๊ธˆ์•ก์„ ํ• ๋ถ€๋กœ ๋‚˜๋ˆ  ๋‚ด๋Š” '์„  ๊ตฌ๋งค ํ›„ ์ง€๋ถˆ' ์„œ๋น„์Šค๋ฅผ ์ด์šฉํ•˜๋Š” ์—ฌํ–‰๊ฐ์ด ๋Š˜๋ฉด์„œ ํ•ญ๊ณต๊ถŒ, ํ˜ธํ…”, ํฌ๋ฃจ์ฆˆ ์˜ˆ์•ฝ์—๋„ ํ™•์‚ฐ๋˜๊ณ  ์žˆ๋‹ค.

โ€‹

* buy now pay later(BNPL) services : ์„  ๊ตฌ๋งค ํ›„ ์ง€๋ถˆ ์„œ๋น„์Šค

* finance : ๋น„์šฉ์„ ์ง€๋ถˆํ•˜๋‹ค

* installment payments : ํ• ๋ถ€๋กœ ๋‚˜๋ˆ  ๋‚ด๋Š” ๋ฐฉ์‹

* interest : ์ด์ž

* late fees : ์—ฐ์ฒด๋ฃŒ

โ€‹

Companies like Klarna reported a 50% increase in travel booking values, while Affirm saw its travel volume rise 38%.

ํด๋ผ๋ฅด๋‚˜(์Šค์›จ๋ด์˜ ํ•€ํ…Œํฌ ๊ธฐ์—…)์™€ ๊ฐ™์€ ๊ธฐ์—…๋“ค์€ ์—ฌํ–‰ ์˜ˆ์•ฝ ๊ธˆ์•ก์ด ์ „๋…„ ๋Œ€๋น„ 50% ์ฆ๊ฐ€ํ–ˆ๋‹ค๊ณ  ๋ฐํ˜”์œผ๋ฉฐ, ์–ดํŽŒ ์—ญ์‹œ ์—ฌํ–‰ ์ด์šฉ ๊ฑด์ˆ˜๊ฐ€ 38% ์ƒ์Šนํ–ˆ๋‹ค๊ณ  ๋ฐœํ‘œํ–ˆ๋‹ค.

โ€‹

* travel booking values : ์—ฌํ–‰ ์˜ˆ์•ฝ ๊ธˆ์•ก

* travel volume : ์—ฌํ–‰ ์ด์šฉ ๊ฑด์ˆ˜

โ€‹

Nearly one in five American travelers plan to use BNPL services for summer vacations.

๋ฏธ๊ตญ ์—ฌํ–‰๊ฐ์˜ ์•ฝ 20%๋Š” ์˜ฌ ์—ฌ๋ฆ„ํœด๊ฐ€์— BNPL ์„œ๋น„์Šค๋ฅผ ํ™œ์šฉํ•  ๊ณ„ํš์ธ ๊ฒƒ์œผ๋กœ ๋‚˜ํƒ€๋‚ฌ๋‹ค.

โ€‹

Generation Z and millennial consumers show significantly higher adoption rates for BNPL travel purchases, particularly for trips involving live events.

MZ ์„ธ๋Œ€ ์†Œ๋น„์ž๋“ค์„ ์ค‘์‹ฌ์œผ๋กœ ํŠนํžˆ (์ฝ˜์„œํŠธ๋‚˜ ํŽ˜์Šคํ‹ฐ๋ฒŒ ๋“ฑ์˜) ํ˜„์žฅ ์ด๋ฒคํŠธ๊ฐ€ ํฌํ•จ๋œ ์—ฌํ–‰์—์„œ BNPL ์—ฌํ–‰ ๊ตฌ๋งค ๋น„์ค‘์ด ๋‘๋“œ๋Ÿฌ์ง€๊ฒŒ ๋†’๊ฒŒ ๋‚˜ํƒ€๋‚œ๋‹ค.

โ€‹

* generation Z and millennial consumers : MZ ์„ธ๋Œ€ ์†Œ๋น„์ž๋“ค

* significantly higher adoption rates : ๋‘๋“œ๋Ÿฌ์ง€๊ฒŒ ๋†’์€ ์ฑ„ํƒ๋ฅ 

* trips involving live events : ํ˜„์žฅ ์ด๋ฒคํŠธ๋ฅผ ํฌํ•จํ•œ ์—ฌํ–‰

โ€‹

Industry experts note that younger travelers have greater affinity for BNPL usage.

์—…๊ณ„ ์ „๋ฌธ๊ฐ€๋“ค์€ ์ Š์€ ์—ฌํ–‰๊ฐ๋“ค์ด BNPL ๋ฐฉ์‹์— ๋Œ€ํ•œ ํ˜ธ๊ฐ๋„๊ฐ€ ํ›จ์”ฌ ๋” ๋†’๋‹ค๊ณ  ๋ถ„์„ํ•œ๋‹ค.

โ€‹

* have greater affinity : ๋” ๋†’์€ ํ˜ธ๊ฐ๋„๋ฅผ ๊ฐ€์ง„๋‹ค

โ€‹

Some events like Coachella saw 60% of general admission buyers choosing payment plans even though additional fees could be incurred.

์˜ˆ์ปจ๋Œ€ ์Œ์•… ํŽ˜์Šคํ‹ฐ๋ฒŒ '์ฝ”์ฒผ๋ผ'์™€ ๊ฐ™์€ ํ–‰์‚ฌ์˜ ๊ฒฝ์šฐ ์ผ๋ฐ˜ ์ž…์žฅ๊ถŒ ๊ตฌ๋งค์ž ์ค‘ 60%๊ฐ€ ์ถ”๊ฐ€ ์ˆ˜์ˆ˜๋ฃŒ๊ฐ€ ๋ฐœ์ƒํ•  ์ˆ˜ ์žˆ์Œ์—๋„ ๋ถˆ๊ตฌํ•˜๊ณ  ๋ถ„ํ•  ๊ฒฐ์ œ๋ฅผ ์„ ํƒํ•œ ๊ฒƒ์œผ๋กœ ์ง‘๊ณ„๋๋‹ค.

โ€‹

* general admission buyers : ์ผ๋ฐ˜ ์ž…์žฅ๊ถŒ ๊ตฌ๋งค์ž

* payment plans : ๋ถ„ํ•  ๊ฒฐ์ œ

* additional fees could be incurred : ์ถ”๊ฐ€ ์ˆ˜์ˆ˜๋ฃŒ ๋ฐœ์ƒ ๊ฐ€๋Šฅ์„ฑ์ด ์žˆ๋‹ค

โ€‹

Financial experts present mixed views on BNPL for travel, with some calling it valuable when used responsibly.

BNPL์˜ ์—ฌํ–‰ ํ™œ์šฉ์— ๋Œ€ํ•ด ๊ธˆ์œต ์ „๋ฌธ๊ฐ€๋“ค์€ ์—‡๊ฐˆ๋ฆฐ ๊ฒฌํ•ด๋ฅผ ๋ณด์ด๊ณ  ์žˆ๋‹ค.

โ€‹

* present mixed views : ๊ฒฌํ•ด๊ฐ€ ์—‡๊ฐˆ๋ฆฐ๋‹ค

* valuable when used responsibly : ์ฑ…์ž„๊ฐ ์žˆ๊ฒŒ ์‚ฌ์šฉํ•  ๊ฒฝ์šฐ ์œ ์šฉํ•œ

โ€‹

However, critics warn about potential pitfalls including loan stacking and repayment challenges during unexpected life events.

์ผ๋ถ€๋Š” ์ฑ…์ž„๊ฐ ์žˆ๊ฒŒ ์‚ฌ์šฉํ•  ๊ฒฝ์šฐ ์œ ์šฉํ•  ์ˆ˜ ์žˆ๋‹ค๊ณ  ๋ณด๋Š” ๋ฐ˜๋ฉด, ๋น„ํŒ๋ก ์ž๋“ค์€ ๋Œ€์ถœ ์ค‘๋ณต ๋ฐ ์˜ˆ๊ธฐ์น˜ ๋ชปํ•œ ์ธ์ƒ์‚ฌ๋กœ๋ถ€ํ„ฐ ์˜ค๋Š” ์ƒํ™˜ ๋ถ€๋‹ด ๋“ฑ์„ ์ž ์žฌ์  ์œ„ํ—˜ ์š”์ธ์œผ๋กœ ๊ฒฝ๊ณ ํ•œ๋‹ค.

โ€‹

* potential pitfalls : ์ž ์žฌ์  ์œ„ํ—˜ ์š”์ธ๋“ค

* loan stacking : ๋Œ€์ถœ ์ค‘๋ณต

* repayment challenges : ์ƒํ™˜ ๋ถ€๋‹ด

* unexpected life events : ์˜ˆ๊ธฐ์น˜ ๋ชปํ•œ ์ธ์ƒ์‚ฌ

โ€‹

Some financial advisors advocate that travelers should only take vacations that they can afford outright.

์ผ๋ถ€ ์žฌ๋ฌด ์ปจ์„คํ„ดํŠธ๋“ค์€ ์—ฌํ–‰์€ ๋ฐ”๋กœ ๊ทธ ์ž๋ฆฌ์—์„œ ๊ฐ๋‹น ๊ฐ€๋Šฅํ•œ ๋น„์šฉ ๋‚ด์—์„œ๋งŒ ๊ณ„ํšํ•  ๊ฒƒ์„ ๊ถŒ๊ณ ํ•œ๋‹ค.

โ€‹

* can afford outright : ๋ฐ”๋กœ ๊ฐ๋‹น ๊ฐ€๋Šฅํ•˜๋‹ค, (์ผ์‹œ๋ถˆ๋กœ) ์ „์•ก ์ง€๋ถˆ์ด ๊ฐ€๋Šฅํ•˜๋‹ค

โ€‹

 

 

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